As a person relatively new to the world of car loans and credit reports, I’ve recently experienced a lot of credit score related anxiety.
Looking into my credit and income history, I found some weird errors (apparently I was working in the construction industry five years after I was born), and apparently that’s pretty common.
In this week’s episode of Last Week Tonight, John Oliver and his team dive into the challenges these mistakes cause and launch a counter attack to remind credit agencies why reputation is important:
This article appears in Apr 7-13, 2016.
I’m curious how much and to whom these companies contribute in political financing?
Politicians sell influence and protection. Look at how they fleece us through corporate write offs that we pay for.
https://www.publicintegrity.org/2014/01/16/14107/top-us-corporations-funneled-173-million-political-nonprofits
The media gets the lions share of that money in ad sales. How can we go about fixing it when they make the laws and then exclude themselves, like the do not call laws?
Since you can get one free credit report from each agency, I check my credit report every 4 months. I did find errors in the past but they have all been resolved. You must stay vigilant!
I’ve got a credit rating of Excellent – never having missed a payment since my bank-president-uncle told me, when I was a teenager, that my credit rating was as important as believing in Jesus Christ as my personal savior.
But what Chelo says is true. My excellent credit score declined a few points, apparently, after I cancelled a couple of credit cards – cards that I routinely paid in full each month.
Could it be that the rating services don’t much like that credit card companies never earn interest from any credit card I’ve ever used?
(Was that a rhetorical question?)
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