My money isn't tied up with Bank of America thankfully, but it's crap like this, corporate banking world, that's causing people to camp out on Wall Street. "Thanks for floating us with your taxes after we made all those stupid decisions, now let's pay America back by screwing you when you want to actually have access to your money!":

Bank of America Corp. plans to charge a $5 monthly fee for its debit-card users, joining a number of other banks that are pressing their customers to help recover lost revenue from new regulations.

The largest U.S. bank by assets, Bank of America on Thursday said it will begin charging many of its nationwide checking account customers $5 each billing cycle they use their debit card to make a purchase. The fee, set to kick in early next year, will apply to its standard accounts but won't apply to most of its premium accounts targeted at mass-affluent customers. The fee also will not be triggered by transactions made at automated teller machines.

The fee won't apply to customers in certain premium accounts.

Bank of America and other debit-card issuers, including J.P. Morgan Chase & Co., Wells Fargo & Co. and Regions Financial Corp., are trying to offset an estimated $6.6 billion annual revenue hit stemming from new limits on so-called debit-card swipe fees.

"The fee won't apply to customers in certain premium accounts." Of course they won't.